:root{--ink:#10233f;--muted:#5c6c80;--navy:#102d50;--blue:#2459a6;--ice:#edf3f8;--line:#dce5ee;--white:#fff;--gold:#cf9a4b;--gold-text:#946520;--max:1160px;--radius:18px;--shadow:0 18px 55px rgba(16,45,80,.09)}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:92px}body{margin:0;background:#fbfcfd;color:var(--ink);font:16px/1.65 Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;-webkit-font-smoothing:antialiased}a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}.wrap{width:min(var(--max),calc(100% - 48px));margin:auto}.site-header{position:sticky;top:0;z-index:20;background:rgba(251,252,253,.94);backdrop-filter:blur(14px);border-bottom:1px solid rgba(220,229,238,.8)}.nav{height:78px;display:flex;align-items:center;justify-content:space-between;gap:24px}.wordmark{display:flex;align-items:center;gap:12px;color:var(--ink);font-weight:750;letter-spacing:.03em}.wordmark img{width:145px;height:48px;object-fit:contain}.menu{display:none}.hero{position:relative;overflow:hidden;padding:92px 0 84px;background:linear-gradient(112deg,#f0f5fa 0%,#f8fafb 58%,#e7eff5 100%)}.hero:after{content:"";position:absolute;width:450px;height:450px;border:1px solid rgba(36,89,166,.13);border-radius:50%;right:-85px;top:-190px;box-shadow:0 0 0 55px rgba(36,89,166,.025),0 0 0 110px rgba(36,89,166,.02)}.hero-inner{position:relative;z-index:1;max-width:780px}.eyebrow{display:inline-flex;align-items:center;gap:10px;color:#315a83;font-size:12px;font-weight:750;letter-spacing:.13em;text-transform:uppercase}.eyebrow:before{content:"";width:24px;height:2px;background:var(--gold)}h1,h2,h3,p{margin-top:0}h1{font-family:Georgia,"Times New Roman",serif;font-size:clamp(42px,6vw,70px);line-height:1.04;letter-spacing:-.035em;font-weight:500;margin:22px 0}.hero p{max-width:700px;color:#4f6279;font-size:19px;line-height:1.7}.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}.button{display:inline-flex;align-items:center;justify-content:center;padding:13px 20px;min-height:48px;border-radius:9px;background:var(--navy);border:1px solid var(--navy);color:#fff;font-weight:650}.button:hover{background:#1b4777;color:#fff;text-decoration:none}.button.secondary{background:transparent;color:var(--navy);border-color:#aebfd0}.button.secondary:hover{background:#fff}.section{padding:84px 0}.section.soft{background:#f0f4f7}.section.dark{background:var(--navy);color:#fff}.section.dark p,.section.dark .muted{color:#c5d2df}.section-heading{max-width:720px;margin-bottom:38px}.section-heading h2{font:500 clamp(32px,4vw,47px)/1.1 Georgia,serif;letter-spacing:-.025em;margin:14px 0}.section-heading p{color:var(--muted);font-size:17px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow)}.card h3{font:600 21px/1.25 Georgia,serif;margin-bottom:10px}.card p{color:var(--muted);margin-bottom:0}.card .icon{color:var(--gold-text);font-size:13px;font-weight:750;letter-spacing:.12em;margin-bottom:22px}.split{display:grid;grid-template-columns:1fr 1fr;gap:52px;align-items:center}.split h2{font:500 clamp(32px,4vw,46px)/1.12 Georgia,serif;letter-spacing:-.02em}.split p{color:var(--muted)}.plain-list{list-style:none;margin:24px 0;padding:0}.plain-list li{position:relative;padding:0 0 0 28px;margin:13px 0}.plain-list li:before{content:"✓";position:absolute;left:0;color:#56806d;font-weight:800}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:0;counter-reset:steps}.step{padding:8px 24px 8px 0;counter-increment:steps}.step:before{content:"0" counter(steps);display:block;font-size:12px;letter-spacing:.15em;color:var(--gold-text);font-weight:800;margin-bottom:17px}.step h3{font-size:18px;margin-bottom:8px}.step p{font-size:14px;color:var(--muted)}.price{font:500 31px Georgia,serif;margin:18px 0 10px;color:var(--navy)}.price small{font:500 14px system-ui;color:var(--muted)}.pricing-card{position:relative}.pricing-card.featured{border-color:#91a9c0;box-shadow:0 18px 48px rgba(16,45,80,.14)}.pricing-card .button{width:100%;margin-top:22px}.tag{position:absolute;right:18px;top:18px;color:#54708c;font-size:10px;font-weight:800;letter-spacing:.1em;text-transform:uppercase}.faq{max-width:850px}.faq details{padding:20px 0;border-bottom:1px solid var(--line)}.faq summary{font-weight:650;cursor:pointer;list-style:none;position:relative;padding-right:32px}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";position:absolute;right:3px;top:-4px;font-size:24px;color:var(--blue);font-weight:400}.faq details[open] summary:after{content:"−"}.faq details p{color:var(--muted);max-width:750px;margin:12px 0 0}.cta-band{display:flex;justify-content:space-between;align-items:center;gap:28px;padding:34px;background:#e9f0f5;border-radius:var(--radius)}.cta-band h2{font:500 30px Georgia,serif;margin:0 0 6px}.cta-band p{margin:0;color:var(--muted)}.site-footer{padding:36px 0;background:#f2f5f7;border-top:1px solid #dfe6ec;color:#41546a}.footer-row{display:flex;justify-content:space-between;align-items:center;gap:32px}.site-footer .wordmark img{display:block;width:145px;height:48px;object-fit:contain}.site-footer .small{font-size:13px;color:var(--muted);margin-top:5px}.footer-links{display:flex;gap:24px;flex-wrap:wrap;font-size:13px;font-weight:550}.site-footer a{color:#344d68}.site-footer a:hover{color:#173b62}.footer-links a:last-child{font-weight:700}.contact-layout{display:grid;grid-template-columns:.8fr 1.2fr;gap:40px}.form-card{background:#fff;padding:32px;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}label{display:block;font-size:13px;font-weight:650;margin:0 0 17px}input,select,textarea{font:inherit;color:var(--ink);width:100%;margin-top:7px;border:1px solid #ccd8e3;border-radius:8px;padding:12px 13px;background:#fff}textarea{min-height:125px;resize:vertical}input:focus,select:focus,textarea:focus{outline:3px solid #dce8f4;border-color:#6081a3}.form-status{margin-top:14px;color:var(--muted)}.article{max-width:760px}.article h2{font:500 34px Georgia,serif;margin:40px 0 12px}.article p,.article li{color:#4f6279}.callout{border-left:3px solid var(--gold);padding:17px 22px;background:#f3f6f8;color:#40566e;margin:24px 0}.breadcrumbs{font-size:13px;color:var(--muted);margin:22px 0}.breadcrumbs a{color:var(--muted)}@media(max-width:820px){.nav{height:68px}.nav-links{gap:15px}.nav-links a:not(.nav-cta){display:none}.menu{display:block}.cards{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr 1fr;gap:20px}.split{gap:30px}.hero{padding:72px 0}.section{padding:64px 0}}@media(max-width:580px){.wrap{width:min(var(--max),calc(100% - 32px))}.nav{height:auto;min-height:64px;flex-wrap:wrap;padding:8px 0 0}.wordmark img{width:122px}.nav-links{order:2;width:100%;height:42px;justify-content:space-between;gap:10px;overflow-x:auto;white-space:nowrap}.nav-links a:not(.nav-cta){display:inline;font-size:12px}.nav-links .nav-cta{padding:7px 10px;font-size:12px}.hero{padding:56px 0}.hero p{font-size:17px}.section{padding:54px 0}.cards,.split,.contact-layout{grid-template-columns:1fr}.steps{grid-template-columns:1fr;gap:4px}.step{padding:6px 0}.cta-band,.footer-row{align-items:flex-start;flex-direction:column}.footer-links{flex-wrap:wrap}.card{padding:24px}}

.footer-cookie-settings{border:0;background:transparent;padding:0;color:#344d68;font:inherit;font-size:inherit;font-weight:inherit;cursor:pointer}
.footer-cookie-settings:hover{color:#173b62;text-decoration:underline}
.cookie-panel[hidden],.cookie-settings[hidden],.cookie-panel-actions[hidden]{display:none}
.cookie-panel{position:fixed;z-index:1000;left:50%;bottom:16px;transform:translateX(-50%);width:min(1080px,calc(100% - 32px));}
.cookie-panel-card{background:#fff;border:1px solid #cbd7e1;border-radius:14px;box-shadow:0 18px 55px rgba(16,35,63,.22);padding:24px 28px;color:var(--ink)}
.cookie-panel-copy{max-width:760px}
.cookie-panel-copy h2{font:500 26px/1.2 Georgia,serif;margin:10px 0}
.cookie-panel-copy p{color:var(--muted);margin:0 0 18px}
.cookie-panel-actions{display:flex;flex-wrap:wrap;gap:10px;justify-content:flex-end}
.cookie-button{min-height:44px;padding:10px 16px;border:1px solid #8ea2b6;border-radius:8px;background:#fff;color:var(--navy);font-family:inherit;font-size:14px;font-weight:600;line-height:1.2;cursor:pointer}
.cookie-button:hover{background:#edf3f8}
.cookie-button:focus-visible,.footer-cookie-settings:focus-visible,.cookie-toggle input:focus-visible{outline:3px solid #91b2d1;outline-offset:2px}
.cookie-settings{border-top:1px solid var(--line);padding:16px 0 4px;margin:14px 0}
.cookie-toggle{display:flex;align-items:flex-start;gap:12px;max-width:680px;margin:0 0 8px;font-size:15px}
.cookie-toggle input{width:20px;height:20px;flex:none;margin:2px 0 0}
.cookie-toggle span{display:grid;gap:3px}
.cookie-toggle small{font-size:13px;line-height:1.5;color:var(--muted);font-weight:400}
.cookie-settings .small{margin:6px 0 0;color:var(--muted)}
.privacy-table{width:100%;border-collapse:collapse;margin:20px 0 32px;font-size:14px}
.privacy-table th,.privacy-table td{border:1px solid var(--line);padding:12px;text-align:left;vertical-align:top}
.privacy-table th{background:#f0f4f7}
@media(max-width:640px){.cookie-panel{bottom:0;width:100%}.cookie-panel-card{border-radius:14px 14px 0 0;padding:20px 18px}.cookie-panel-actions{display:grid;grid-template-columns:1fr 1fr}.cookie-panel-actions .cookie-button:last-child{grid-column:1 / -1}.privacy-table{display:block;overflow-x:auto;white-space:normal}}

/* Refined consent panel: keep it compact, deliberate, and consistent with the site. */
body .cookie-panel:not([hidden]){position:fixed!important;z-index:1000!important;left:auto!important;right:24px!important;bottom:24px!important;top:auto!important;transform:none!important;width:min(500px,calc(100vw - 32px))!important;margin:0!important}
body .cookie-panel-card{padding:26px 28px!important;background:#fff!important;border:1px solid #d7e0e8!important;border-top:3px solid var(--gold)!important;border-radius:14px!important;box-shadow:0 20px 64px rgba(16,45,80,.2)!important;color:var(--ink)!important}
body .cookie-panel-copy{max-width:none!important}
body .cookie-panel-copy .eyebrow{font-size:10px!important;letter-spacing:.15em!important}
body .cookie-panel-copy h2{font:500 27px/1.16 Georgia,"Times New Roman",serif!important;letter-spacing:-.02em!important;color:var(--navy)!important;margin:10px 0 12px!important}
body .cookie-panel-copy p{font:14px/1.65 Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif!important;color:#5c6c80!important;margin:0 0 20px!important}
body .cookie-panel-copy a{font-weight:650!important;text-decoration:underline!important;text-underline-offset:2px!important}
body .cookie-panel-actions{display:flex!important;justify-content:flex-start!important;gap:9px!important}
body .cookie-panel-actions[hidden],body .cookie-settings[hidden],body .cookie-panel[hidden]{display:none!important}
body .cookie-button{min-height:42px!important;padding:10px 14px!important;border:1px solid #cbd7e1!important;border-radius:8px!important;background:#fff!important;color:var(--navy)!important;font:600 13px/1.2 Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif!important;white-space:nowrap!important;transition:background .15s ease,border-color .15s ease,transform .15s ease!important}
body .cookie-button:hover{background:#f0f4f7!important;border-color:#9cafc1!important;transform:translateY(-1px)!important}
body .cookie-panel-actions .cookie-button:last-child{background:var(--navy)!important;border-color:var(--navy)!important;color:#fff!important}
body .cookie-panel-actions .cookie-button:last-child:hover{background:#1b4777!important;border-color:#1b4777!important}
body .cookie-settings{border-color:var(--line)!important}
body .cookie-toggle{align-items:flex-start!important}
body .cookie-toggle input{accent-color:var(--navy)!important}
@media(max-width:560px){body .cookie-panel:not([hidden]){right:0!important;bottom:0!important;width:100%!important}.cookie-panel-card{padding:22px 20px max(20px,env(safe-area-inset-bottom))!important;border-radius:16px 16px 0 0!important}.cookie-panel-copy h2{font-size:25px!important}body .cookie-panel-actions{display:grid!important;grid-template-columns:1fr 1fr!important}body .cookie-panel-actions .cookie-button:last-child{grid-column:1/-1!important}}

.cta-band .trust-note{font-size:13px;line-height:1.55;color:var(--muted);margin:10px 0 0}

/* Accessible responsive navigation */
.nav-links{display:flex;align-items:center;gap:4px;padding:5px;background:#f1f5f9;border:1px solid var(--line);border-radius:14px;font-size:14px;font-weight:600}
.nav-links a{position:relative;display:inline-flex;align-items:center;gap:8px;min-height:38px;padding:8px 15px;border-radius:10px;color:#2c4560;line-height:1.2;white-space:nowrap;transition:background-color .2s ease,color .2s ease,box-shadow .2s ease}
.nav-links a:not(.nav-cta):hover{background:#fff;color:var(--navy);text-decoration:none;box-shadow:0 1px 2px rgba(16,45,80,.08),0 3px 10px rgba(16,45,80,.07)}
.nav-links a[aria-current="page"]{background:#fff;color:var(--navy);box-shadow:0 1px 2px rgba(16,45,80,.08),0 3px 10px rgba(16,45,80,.07)}
.nav-links a[aria-current="page"]::before{content:"";position:absolute;left:15px;right:15px;bottom:5px;height:2px;border-radius:2px;background:var(--gold)}
.nav-links .nav-cta{margin-left:4px;padding:8px 16px;background:var(--navy);color:#fff;box-shadow:0 4px 12px rgba(16,45,80,.18)}
.nav-links .nav-cta::after{content:"→";font-weight:500;transition:transform .2s ease}
.nav-links .nav-cta:hover{background:#1b4777;color:#fff;text-decoration:none}
.nav-links .nav-cta:hover::after{transform:translateX(3px)}
.nav-links a:focus-visible{outline:3px solid #91b2d1;outline-offset:2px}
.menu{appearance:none;position:relative;align-items:center;justify-content:center;width:44px;height:44px;padding:0;border:1px solid var(--line);border-radius:11px;background:#fff;color:var(--navy);cursor:pointer;transition:background-color .28s ease,border-color .28s ease,color .28s ease,box-shadow .28s ease}
.menu span{position:absolute;left:12px;display:block;height:2px;border-radius:2px;background:currentColor;transform-origin:center;transition:top .38s cubic-bezier(.2,.8,.2,1),width .3s ease,transform .38s cubic-bezier(.2,.8,.2,1),opacity .2s ease}
.menu span:first-child{top:14px;width:14px}
.menu span:nth-child(2){top:21px;width:20px}
.menu span:last-child{top:28px;width:16px}
.menu:hover span:first-child,.menu:hover span:last-child{width:20px}
.menu[aria-expanded="true"]{background:var(--navy);border-color:var(--navy);color:#fff;box-shadow:0 5px 14px rgba(16,45,80,.2)}
.menu[aria-expanded="true"] span:first-child{top:21px;width:20px;transform:rotate(45deg)}
.menu[aria-expanded="true"] span:nth-child(2){opacity:0;transform:scaleX(.3)}
.menu[aria-expanded="true"] span:last-child{top:21px;width:20px;transform:rotate(-45deg)}
.menu:focus-visible{outline:3px solid #91b2d1;outline-offset:3px}
@media(max-width:1020px) and (min-width:821px){
  .nav{gap:16px}
  .nav-links{gap:2px;font-size:13.5px}
  .nav-links a{padding:8px 11px}
  .nav-links a[aria-current="page"]::before{left:11px;right:11px}
  .nav-links .nav-cta{padding:8px 13px}
  .nav-links .nav-cta::after{display:none}
}
@media(max-width:820px){
  .nav{height:auto;min-height:68px;flex-wrap:wrap;gap:8px;padding:10px 0}
  .menu{display:inline-flex}
  .nav-links{display:none;order:3;width:100%;height:auto;flex-direction:column;align-items:stretch;justify-content:flex-start;gap:2px;overflow:visible;white-space:normal;margin:2px 0 6px;padding:6px;background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:0 14px 34px rgba(16,45,80,.12)}
  .nav-links.is-open{display:flex}
  .nav-links a:not(.nav-cta){display:flex;justify-content:space-between;min-height:46px;padding:12px 14px;border-radius:10px;font-size:15px}
  .nav-links a:not(.nav-cta)::after{content:"›";color:#8ba0b5;font-size:20px;font-weight:400;line-height:1}
  .nav-links a:not(.nav-cta):hover{background:#f0f4f7;box-shadow:none}
  .nav-links a[aria-current="page"]{background:var(--ice);box-shadow:inset 3px 0 0 var(--gold)}
  .nav-links a[aria-current="page"]::before{display:none}
  .nav-links .nav-cta{display:flex;justify-content:center;min-height:48px;margin:6px 0 0;padding:12px 16px;font-size:15px;box-shadow:none}
  .nav-links .nav-cta::after{display:inline}
}
@media(max-width:580px){
  .nav{padding:8px 0}
}
@media(prefers-reduced-motion:reduce){
  .menu,.menu span,.nav-links a,.nav-links .nav-cta::after{transition:none!important}
}

/* Generated service banners */
.hero.has-banner{isolation:isolate;background:transparent}
.hero.has-banner::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,#f0f5fa 0%,rgba(240,245,250,.98) 34%,rgba(240,245,250,.89) 48%,rgba(240,245,250,.38) 68%,rgba(231,239,245,.08) 100%);pointer-events:none}
.hero.has-banner .hero-banner-image{position:absolute;z-index:-2;inset:0 0 0 auto;display:block;width:70%;height:100%;object-fit:cover;object-position:center;opacity:1}
.hero.has-banner .hero-inner{max-width:790px}
@media(max-width:820px){.hero.has-banner .hero-banner-image{width:78%}.hero.has-banner::before{background:linear-gradient(90deg,#f0f5fa 0%,rgba(240,245,250,.97) 40%,rgba(240,245,250,.78) 62%,rgba(231,239,245,.2) 100%)}}
@media(max-width:580px){.hero.has-banner .hero-banner-image{width:100%;opacity:.42;object-position:center 50%}.hero.has-banner::before{background:linear-gradient(90deg,rgba(240,245,250,.95),rgba(240,245,250,.78))}}

.editorial-feature{display:grid;grid-template-columns:minmax(0,1.18fr) minmax(300px,.82fr);gap:clamp(32px,5vw,64px);align-items:center}.editorial-feature-copy h2{font:500 clamp(32px,4vw,46px)/1.12 Georgia,serif;letter-spacing:-.02em;margin:14px 0}.editorial-feature-copy p{color:var(--muted)}.editorial-feature-art{margin:0}.editorial-feature-art img{display:block;width:100%;height:auto;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}.editorial-feature-pooling{grid-template-columns:minmax(0,1fr);align-items:start;gap:clamp(28px,4vw,44px)}.editorial-feature-pooling .editorial-feature-copy{width:100%;max-width:900px}.editorial-feature-pooling .editorial-feature-art{width:100%;max-width:1120px;margin-inline:auto;padding:10px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}.editorial-feature-pooling .editorial-feature-art img{border:0;border-radius:12px;box-shadow:none}@media(max-width:820px){.editorial-feature,.editorial-feature-pooling{grid-template-columns:1fr;gap:28px}.editorial-feature-art{max-width:680px}.editorial-feature-pooling .editorial-feature-art{max-width:1120px}}
.notice-band{background:var(--navy);color:#fff}.notice-inner{display:flex;flex-wrap:wrap;align-items:center;gap:6px 14px;padding:10px 0;font-size:14px;line-height:1.5}.notice-inner p{margin:0}.notice-inner strong{color:#fff}.notice-inner a{color:#fff;font-weight:650;text-decoration:underline;text-underline-offset:3px}.notice-tag{display:inline-block;padding:2px 10px;border:1px solid var(--gold);border-radius:999px;color:var(--gold);font-size:11px;font-weight:750;letter-spacing:.1em;text-transform:uppercase}[data-pld-state="in-force"] .notice-tag{border-color:#9fd3b3;color:#9fd3b3}[data-pld-countdown]{font-weight:700}.pld-status{display:flex;flex-wrap:wrap;align-items:center;gap:6px 10px;margin:12px 0 6px;font-size:15px;color:#344a63}.pld-pill{display:inline-block;padding:3px 10px;border-radius:999px;background:var(--ice);color:var(--navy);font-size:11px;font-weight:750;letter-spacing:.1em;text-transform:uppercase}[data-pld-state="in-force"] .pld-pill{background:#e2f1e8;color:#2b7549}.pld-box{border:1px solid var(--line);border-left:4px solid var(--gold);background:#fff;border-radius:14px;padding:28px 30px;max-width:860px}.pld-box h2{margin-bottom:6px}.pld-box ul{margin:14px 0;padding-left:20px}.pld-box li{margin:9px 0}@media(max-width:640px){.pld-box{padding:22px 18px}}
.founder{display:grid;grid-template-columns:240px minmax(0,1fr);gap:clamp(28px,5vw,56px);align-items:center;max-width:980px}.founder-photo{display:block;width:240px;height:240px;border-radius:50%;object-fit:cover;box-shadow:var(--shadow)}.founder-copy h2{font:500 clamp(30px,4vw,42px)/1.12 Georgia,serif;letter-spacing:-.02em;color:var(--navy);margin:14px 0 0}.founder-role{margin:4px 0 18px;color:var(--muted);font-weight:650}.founder-copy p:last-child{margin-bottom:0}.byline{display:flex;align-items:center;gap:10px}.byline img{width:32px;height:32px;border-radius:50%;flex:0 0 auto}@media(max-width:720px){.founder{grid-template-columns:1fr;gap:22px}.founder-photo{width:150px;height:150px}}
.gpsr-fields{border:1px solid var(--line);border-radius:12px;padding:16px 18px 2px;margin:0 0 17px;background:#f7fafc;min-width:0}.gpsr-fields>legend{font-size:13px;font-weight:750;padding:0 6px;color:var(--navy)}.gpsr-fields .hint{font-size:13px;color:var(--muted);margin:0 0 14px}.check-group{border:0;padding:0;margin:0 0 17px;min-width:0}.check-group legend{font-size:13px;font-weight:650;padding:0;margin-bottom:6px}.check-group label{display:inline-flex;align-items:center;gap:8px;font-weight:400;margin:0 18px 8px 0}.check-group input{width:auto;margin:0}.optional{font-weight:400;color:var(--muted)}.cta-band .button{white-space:nowrap;flex:none}.faq-note{margin-top:24px}.founder:has(.founder-points){align-items:start}.founder:has(.founder-points) .founder-photo{margin-top:8px}.founder-points{margin:20px 0}.founder-points li{margin:11px 0}
.two-tables{display:grid;grid-template-columns:1fr 1fr;gap:28px;margin-top:42px}.table-title{font:600 20px/1.25 Georgia,serif;margin:0 0 12px}.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:14px;background:#fff;box-shadow:var(--shadow)}.data-table{width:100%;border-collapse:collapse;font-size:15px}.data-table th,.data-table td{padding:12px 16px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}.data-table tr:last-child td{border-bottom:0}.data-table th{background:#f0f4f7;color:var(--muted);font-size:12px;font-weight:750;letter-spacing:.08em;text-transform:uppercase}.source{margin:12px 0 0;color:var(--muted);font-size:13px;line-height:1.55}.card a{font-weight:650}@media(max-width:820px){.two-tables{grid-template-columns:1fr}}
.calc-heading{max-width:820px}.calc-heading h1{font:500 clamp(34px,4.5vw,52px)/1.08 Georgia,serif;letter-spacing:-.025em;margin:14px 0}.calc{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,.8fr);gap:32px;align-items:start}.calc-inputs{display:grid;gap:18px}.calc label{display:grid;gap:6px;font-weight:650;color:var(--ink)}.calc input,.calc select{min-height:46px;padding:10px 12px;border:1px solid #cbd7e1;border-radius:9px;font:inherit;font-weight:400;background:#fff;color:var(--ink);width:100%}.calc input:focus,.calc select:focus{outline:3px solid #dceaf6;border-color:#487ca5}.calc small{font-weight:400;color:var(--muted);font-size:13px}.calc-helper{border:1px solid var(--line);border-radius:12px;padding:14px 16px;background:#f7f9fb}.calc-helper summary{cursor:pointer;font-weight:650}.calc-helper p{color:var(--muted);font-size:14px;margin:10px 0}.calc-helper-row{display:flex;flex-wrap:wrap;gap:8px}.calc-helper-row input{flex:1 1 140px;width:auto}.calc-results{position:sticky;top:96px;padding:26px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;box-shadow:var(--shadow)}.calc-results h2{font:500 28px Georgia,serif;margin:0 0 14px}.calc-results dl{margin:0 0 16px;display:grid;gap:12px}.calc-results dt{font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);font-weight:750}.calc-results dd{margin:2px 0 0;font:500 22px/1.25 Georgia,serif;color:var(--navy)}.calc-note{color:var(--muted);font-size:14px}.calc-callout{margin-top:32px}@media(max-width:820px){.calc{grid-template-columns:1fr}.calc-results{position:static}}
.calc-page{padding-top:28px}
.hero-title-compact{font-size:clamp(36px,4.6vw,56px);max-width:640px}

/* Cookie bar (15.10.2026): a slim full-width bar at the bottom of the window, above the footer. */
html body .cookie-panel:not([hidden]){left:0!important;right:0!important;bottom:0!important;top:auto!important;width:100%!important;transform:none!important;margin:0!important}
html body .cookie-panel-card{display:flex!important;align-items:center!important;gap:24px!important;padding:12px max(24px,calc((100% - 1160px) / 2))!important;border:0!important;border-top:2px solid var(--gold)!important;border-radius:0!important;box-shadow:0 -8px 28px rgba(16,45,80,.12)!important;background:#fff!important}
html body .cookie-panel-copy{flex:1 1 auto!important;min-width:0!important;max-width:none!important}
html body .cookie-panel-copy .eyebrow,html body .cookie-panel-copy h2{position:absolute!important;width:1px!important;height:1px!important;margin:0!important;padding:0!important;overflow:hidden!important;clip:rect(0 0 0 0)!important;white-space:nowrap!important;border:0!important}
html body .cookie-panel-copy p{margin:0!important;font-size:13px!important;line-height:1.5!important}
html body .cookie-panel-actions{flex:none!important;margin:0!important}
html body .cookie-button{min-height:36px!important;padding:8px 14px!important}
html body .cookie-panel.is-settings .cookie-panel-card{display:block!important;padding-top:16px!important;padding-bottom:16px!important}
html body .cookie-panel.is-settings .cookie-settings{margin:12px 0!important;padding:12px 0 0!important}
html body .cookie-panel.is-settings .cookie-panel-actions{justify-content:flex-start!important}
html body .cookie-panel .cookie-settings .small{font-size:12.5px!important}
@media(max-width:640px){html body .cookie-panel-card{flex-direction:column!important;align-items:stretch!important;gap:10px!important;padding:12px 16px max(12px,env(safe-area-inset-bottom))!important}html body .cookie-panel-copy p{font-size:12.5px!important}html body .cookie-panel-actions{display:grid!important;grid-template-columns:1fr 1fr!important}html body .cookie-panel-actions .cookie-button:last-child{grid-column:auto!important}html body .cookie-panel-actions[hidden]{display:none!important}}
/* In-text links are underlined, not marked by colour alone (WCAG 1.4.1). */
main p a:not(.button){text-decoration:underline;text-underline-offset:3px}